Salary packaging, also known as salary sacrifice, is an option for saving money by paying for some of your everyday expenses from your salary before it is taxed.

SAGSSA is administered by Smart. Information about Smart, salary packaging options and benefits, can be found at the Office of the Commissioner for Public Sector Employment website.

It is recommended that you seek independent, financial advice before making a salary sacrifice arrangement.

Contact the Smart team on 1300 175 244 or customersupport@smart.com.au for more information about salary sacrifice arrangements.